YOU ASK:

What is the definition of Sewer Back-Up Coverage?

WE ANSWER:

Sewer Back-Up Coverage provides homeowners with protection against losses caused by the sewers backing up. This is something that a policyowner can add as an endorsement to the policy.

Sewers can back up and seep through the drains in the house or business establishment, causing flooding and damage inside the house. This happens when there are abnormally heavy rains and flooding.

Sewer back-up also involves not just the back-up of sewers, but downspouts, eaves troughs and septic tanks as well. Sewer back-up is usually not part of a standard policy for homeowners or commercial establishments. This includes payments for cleanup when the water backs up through the sewers or drains, as well as the damage to property that it can cause.

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