What is the definition of Point-of-Service Plan?
A Point-of-Service Plan refers to a health insurance plan that gives covered employees the option with regards to where he will avail the medical treatment at the point when he needs the medical treatment.
The employee can choose from medical providers that belong inside the managed care network or providers that don't belong to the network.
What happens is that the employees will choose a primary care physician and this physician will monitor the health care provided to these employees. The primary care physician is then considered the point of service. The doctor can also refer the employee to providers that don't belong to the network.
The drawback for choosing a medical provider outside of the network is that the employee is the one who is responsible to do the paperwork - the forms, bills and recording of receipts.
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