What is the definition of No-Pay, No Play?
No-Pay, No Play refers to the law that states that people who do not have insurance should not receive insurance benefits. In some states that have this law, the uninsured driver has to pay a big deductible (around $10,000) in order for them to sue for bodily harm, and another similar deductible before they can sue for property damages. Also, in most states that have this law, the drivers who do not have insurance are not also allowed to sue for pain, suffering and other related noneconomic damages.
In short, if you are driving and do not have any automobile insurance, you are waiving your rights to claim for damages.
The law only applies to people who have cars. This law does not apply to victims of hit and runs or victims of accidents caused by drunk drivers.
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