What is the definition of No-Fault Medical?
No-Fault Medical is oftentimes included in homeowners insurance policies and will pay for medical expenses incurred because of whatever reason, as long as the injury or damage happened inside the house.
The homeowners policy will usually list "medical payment" as part of the risks they will assume when they agree to issue an insurance policy to a homeowner. There is a prescribed limit as to how much of the medical expenses the insurance company will pay.
No-Fault Medical will only pay for medical payments and is not to be used to claim for damages for pain and suffering of the injured individual.
For example, a person slips and falls down while inside an insured home. The insurance company will pay for the medical expenses up to a certain limit.
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