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What is the definition of Malpractice Insurance?

WE ANSWER:

Malpractice Insurance refers to insurance that aims to protect against loss or liability incurred by professionals in the course of their practice. This is usually provided to lawyers, doctors, therapists, nurses, and professionals and specialists who are prone to lawsuits filed by clients for alleged error or acts of negligence.

In the event that that the professional is sued for malpractice, the lawsuit may result in very high liability costs (which can even reach millions of dollars) and the insurance covers for this. States require professionals to carry malpractice insurance, where the amount of required coverage changes from state to state.

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