YOU ASK:

What is the definition of House Year?

WE ANSWER:

A House Year refers to the period in which a homeowners' insurance policy provides a year of coverage. This is usually equal to 365 days. The House Year is stated in the declaration. Particularly for policies on an annual basis, this is stated using the start date and termination date of the policy.

The House Year (like the Car Year used for automobile insurance) is the standard unit of measurement for this kind of property insurance.

It is important for a policyowner to know the House Year, in order to ensure that there is a policy always in force that provides protection against losses related to the house.

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