What is the definition of Crash Parts?

Crash Parts are also known as Generic Auto Parts. These are the parts that are most likely to be damaged during a car collision or crash. These are mainly made of sheet metal. Crash parts are what's usually replaced and paid for by an insurance company during the repair of the insured vehicle. These parts include fenders, hoods, bumper covers and grilles.

To cut down on costs (and also on auto insurance premiums), insurance companies encourage the use of generic auto parts or competitive replacement parts. These are parts that are manufactured by companies other than the one who actually manufactured the car.

• Businessowners Policy / BOP
• Competitive State Fund
• Excess and Surplus Lines
• Employer’s Liability
• Blanket Insurance