YOU ASK:

What is the definition of Comprehensive Coverage?

WE ANSWER:

Comprehensive Coverage refers to a part of the auto insurance that pays for damages to the car that does not necessarily involve other vehicles or other drivers. The damage may be caused by stationary objects.

This coverage will pay for claims you made because your car is damaged by an act of vandalism and theft, by a natural disaster (such as a storm), by a passive object (such as a post that fell into the car). Other possible causes include damage caused by a broken windshield or window and damage because the car collided with an animal or a tree.

The comprehensive coverage is usually optional, something which you can add on to your auto insurance package.

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