What is the definition of Bodily Injury Liability Coverage?
The Bodily Injury Liability Coverage protects the insured from any losses or liability due to injury or death the driver (policyholder) causes to others. This coverage is part of the auto insurance policy.
The Bodily Injury Liability Coverage also provides for payments for claims such as loss of income, medical bills, compensation for pain and suffering that the injured party may demand from the policyholder.
This coverage provides a legal defense against lawsuits filed against the insured by the ones who were injured in the accident. Bodily Injury Liability Coverage does not protect losses incurred on your car, so it is best to have both kinds of coverage in an insurance policy.
Be also sure to check the limits of coverage a certain policy offers in terms of bodily injury liability. If the coverage is too small, you may have to be responsible for any claims above the limit.
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