YOU ASK:

What is the definition of Admitted Assets?

WE ANSWER:

Admitted Assets are the assets that the state law allows an insurance company to declare in their financial statements. A declaration of these assets is very important in showing that the insurance company is solvent (meaning it can pay for its obligations such as insurance claims).

The state accounting rules may vary for the different states, but in general, there are some assets that are not allowed to be included in the financial statements, such as the balance sheet. What's allowed are assets that the insurance company can easily sell or use as collateral. These include bonds, real estate, stocks and mortgages.

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