What are the average car insurance rates for 2009?
According to statistics, car insurance rates are currently on the rise. While the average national auto insurance premium was $1,600 in 2007, the 2009 tendency is for car insurance rates in most states to rise, with the national average for the first six months of 2009 being $1,791.
Average Car Insurance Rates by State
Some websites provide statistical data about the average auto insurance policy prices for each month. In addition to this, you can compare prices by state and year.
It is a well-known fact that where you live affects your premiums. Some states, such as Alaska, District of Columbia, Louisiana, Rhode Island, New Jersey and Maryland, tend to have the highest average car insurance rates. Others, such as Vermont, Ohio, South Dakota, North Dakota, Iowa, Hawaii, Illinois, Maine, Montana and Idaho typically enjoy the lowest average auto insurance premiums.
Chart 1 shows the average car insurance rates for each state for the first six months of 2009.
| Location | 2009 |
|---|---|
| Alaska | $2,255 |
| Alabama | $1,605 |
| Arkansas | $1,398 |
| Arizona | $1,830 |
| California | $1,711 |
| Colorado | $1,630 |
| Connecticut | $2,176 |
| District of Columbia | $2,570 |
| Delaware | $2,171 |
| Florida | $1,707 |
| Georgia | $1,610 |
| Hawaii | $1,494 |
| Iowa | $1,355 |
| Idaho | $1,386 |
| Illinois | $1,192 |
| Indiana | $1,781 |
| Kansas | $1,887 |
| Kentucky | $1,884 |
| Louisiana | $2,422 |
| Maryland | $2,274 |
| Maine | $1,462 |
| Michigan | $2,269 |
| Minnesota | $1,829 |
| Missouri | $1,616 |
| Mississippi | $1,633 |
| Montana | $1,477 |
| North Carolina | $1,554 |
| North Dakota | $1,451 |
| Nebraska | $1,239 |
| New Hampshire | $1,628 |
| New Jersey | $2,462 |
| New Mexico | $1,915 |
| Nevada | $2,096 |
| New York | $2,457 |
| Ohio | $1,444 |
| Oklahoma | $1,963 |
| Oregon | $1,740 |
| Pennsylvania | $1,997 |
| Rhode Island | $2,188 |
| South Carolina | $1,640 |
| South Dakota | $1,339 |
| Tennessee | $1,452 |
| Texas | $1,931 |
| Utah | $1,784 |
| Virginia | $1,484 |
| Vermont | $1,270 |
| Washington | $1,939 |
| Wisconsin | $1,585 |
| West Virginia | $2,011 |
| Wyoming | $1,806 |
| Nation-wide | $1,790 |
Chart 1. Average Annual Car Insurance Premiums by State
| Not a bit | Very useful |
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